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#money

19 posts16 participants1 post today

YES! As Reagan used to say: “It’s your money.” Don’t pay to spend your own meney! THIS! 👇🏽👇🏽👇🏽

infosec.exchange/@paco/1141719
#money #cash #itsyourmoney

Infosec ExchangePaco Hope #resist (@paco@infosec.exchange)They are coming to enshittify money. Fight for cash. Don’t let them take it away. Cash represents money that doesn’t cost money to use. It is a public good. All people can use cash There is no public good electronic transaction. (In the UK bank-to-bank transfers are free and easy by law. No reason to have Zelle or Venmo, not so in the US) We must protect cash. Public libraries bother digital publishers because someone can read the book without paying for it. Cash bothers banks and big tech companies because you can spend it without paying them. Banks, credit card companies, and big tech (think ApplePay. SamsungPay, etc), want to charge you money for you to use your money. They also get transaction data that they can monetise in various ways (selling to you, selling the data, etc). I experienced this last week. In the US it’s still free to deposit a paper check, but virtually any “wire” or electronic transfer has a fee. I signed a home equity line of credit and I was getting some proceeds. I had 2 options: “electronic check” or wire transfer. Wire transfer costs $20. “Electronic check” was free. “Electronic check” is when they email me a PDF and I print it. Then, I take photographs of the printout with my bank’s mobile app for depositing checks. Takes more than a day to clear, but totally free. Don’t let them take cash away. Fight for it. Use it some so people can see it being used. #cash #cashless #money https://www.theguardian.com/money/2025/mar/16/uk-high-street-chains-restaurants-cash-payments

They are coming to enshittify money. Fight for cash. Don’t let them take it away.

Cash represents money that doesn’t cost money to use. It is a public good. All people can use cash There is no public good electronic transaction. (In the UK bank-to-bank transfers are free and easy by law. No reason to have Zelle or Venmo, not so in the US) We must protect cash.

Public libraries bother digital publishers because someone can read the book without paying for it. Cash bothers banks and big tech companies because you can spend it without paying them. Banks, credit card companies, and big tech (think ApplePay. SamsungPay, etc), want to charge you money for you to use your money. They also get transaction data that they can monetise in various ways (selling to you, selling the data, etc).

I experienced this last week. In the US it’s still free to deposit a paper check, but virtually any “wire” or electronic transfer has a fee. I signed a home equity line of credit and I was getting some proceeds. I had 2 options: “electronic check” or wire transfer. Wire transfer costs $20. “Electronic check” was free.

“Electronic check” is when they email me a PDF and I print it. Then, I take photographs of the printout with my bank’s mobile app for depositing checks. Takes more than a day to clear, but totally free.

Don’t let them take cash away. Fight for it. Use it some so people can see it being used.
#cash #cashless #money

theguardian.com/money/2025/mar

The Guardian · ‘A fundamental right’: UK high street chains and restaurants challenged over refusal to accept cashBy Jon Ungoed-Thomas

A quotation from Horace

                You sleep, gaping,
On your bags of gold, adore them like hallowed
Relics not meant to be touched, stare as at gorgeous
Canvases. Money is meant to be spent, it buys pleasure:
Did you know that? Bread, vegetables, wine, you can
Buy almost everything it’s hard to live without.
 
            [Congestis undique saccis
indormis inhians et tamquam parcere sacris
cogeris aut pictis tamquam gaudere tabellis.
Nescis, quo valeat nummus, quem praebeat usum?
Panis ematur, holus, vini sextarius, adde
quis humana sibi doleat natura negatis.]

Horace (65-8 BC) Roman poet, satirist, soldier, politician [Quintus Horatius Flaccus]
Satires [Saturae, Sermones], Book 1, # 1, “Qui fit, Mæcenas,” l. 70ff (1.1.70-75) (35 BC) [tr. Raffel (1983)]

Sourcing, notes, alternate translations: wist.info/horace/75673/